The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F COVER PAGE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
Report for the Calendar Year or Quarter Ended: 03-31-2021
Check here if Amendment   Amendment Number:
This Amendment (Check only one.):   is a restatement.
  adds new holdings entries.
Institutional Investment Manager Filing this Report:
Name: Clear Perspectives Financial Planning, LLC
Address: 9545 KENWOOD ROAD
SUITE 200
CINCINNATI , OH45242
Form 13F File Number: 028-20504

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

Person Signing this Report on Behalf of Reporting Manager:
Name: Deb Thocker
Title: Chief Compliance Officer
Phone: 513-469-8400
Signature, Place, and Date of Signing:
Deb Thocker Cincinnati , OH 05-06-2021
[Signature] [City, State] [Date]
Report Type (Check only one.):
X 13F HOLDINGS REPORT. (Check here if all holdings of this reporting manager are reported in this report.)
  13F NOTICE. (Check here if no holdings reported are in this report, and all holdings are reported by other reporting manager(s).)
  13F COMBINATION REPORT. (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)
Form 13F Summary Page
Report Summary:
Number of Other Included Managers: 0
Form 13F Information Table Entry Total: 190
Form 13F Information Table Value Total: 172,580
(thousands)
List of Other Managers Reporting for this Manager:
[If there are no entries in this list, omit this section.]
Form 13F File Number Name

List of Other Included Managers:
Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.
[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]
No. Form 13F File Number Name
SEC FORM 13F-HR

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TRUST 0-5YR INVT GR CP ETF 0-5YR INVT GR CP ETF 46434V100 587 11,338 SH SOLE 0 0 11,338
ISHARES TRUST 1 3 YR TREAS BD ETF 1 3 YR TREAS BD ETF 464287457 151 1,745 SH SOLE 0 0 1,745
SCHWAB STRATEGIC TR 1 5YR CORP BD ETF 1 5YR CORP BD ETF 808524714 394 7,722 SH SOLE 0 0 7,722
PIMCO ETF TRUST 1-5 US TIP IDX ETF 1-5 US TIP IDX ETF 72201R205 3,352 61,123 SH SOLE 0 0 61,123
ISHARES TRUST 1-5 YEAR INVT GRADE CORP BD 1-5 YEAR INVT GRADE CORP ETF 464288646 75 1,375 SH SOLE 0 0 1,375
ISHARES TRUST 20 YR TR BD ETF 20 YR TR BD ETF 464287432 17 125 SH SOLE 0 0 125
ISHARES TRUST 3 7 YR TREAS BD ETF 3 7 YR TREAS BD ETF 464288661 2,466 18,983 SH SOLE 0 0 18,983
PIMCO ETF TRUST ACTIVE BD ETF ACTIVE BD ETF 72201R775 44 400 SH SOLE 0 0 400
UNILEVER PLC ADR SPONSORED ADR SPONSORED 904767704 12 210 SH SOLE 0 0 210
TENCENT HOLDINGS LIMITED ADR UNSPONSORED ADR UNSPONSORED 88032Q109 80 1,005 SH SOLE 0 0 1,005
ISHARES TRUST AGGRES ALLOC ETF AGGRES ALLOC ETF 464289859 474 7,086 SH SOLE 0 0 7,086
VANGUARD ALLWRLD EX US ETF ALLWRLD EX US ETF 922042775 8 125 SH SOLE 0 0 125
SPDR SERIES TRUST BLOMBERG 1 10 YR ETF BLOMBERG 1 10 YR ETF 78468R861 7,161 343,140 SH SOLE 0 0 343,140
3M COMPANY COM COM 88579Y101 17 90 SH SOLE 0 0 90
ADAMS DIVERSIFIED EQUITY FD COM COM 006212104 8 456 SH SOLE 0 0 456
AMAZON COM INC COM COM 023135106 108 35 SH SOLE 0 0 35
AMGEN INC COM COM 031162100 22 90 SH SOLE 0 0 90
APPLE INC COM COM 037833100 25 204 SH SOLE 0 0 204
AT&T INC COM COM 00206R102 30 1,000 SH SOLE 0 0 1,000
BARRICK GOLD CORPORATION COM COM 067901108 3 164 SH SOLE 0 0 164
BOOKING HOLDINGS INC COM COM 09857L108 40 17 SH SOLE 0 0 17
BRIGHTHOUSE FINL INC COM COM 10922N103 0 1 SH SOLE 0 0 1
CANOPY GROWTH CORPORATION COM COM 138035100 23 719 SH SOLE 0 0 719
CARRIER GLOBAL CORPORATION COM COM 14448C104 103 2,442 SH SOLE 0 0 2,442
CENTENE CORPORATION COM COM 15135B101 263 4,118 SH SOLE 0 0 4,118
CIENA CORP COM COM 171779309 1 16 SH SOLE 0 0 16
CIGNA CORPORATION COM COM 125523100 4 15 SH SOLE 0 0 15
CINCINNATI FINANCIAL CORP COM COM 172062101 68 655 SH SOLE 0 0 655
CISCO SYSTEMS INC COM COM 17275R102 70 1,345 SH SOLE 0 0 1,345
CITIGROUP INC COM COM 172967424 1 17 SH SOLE 0 0 17
CONCENTRIX CORPORATION COM COM 20602D101 9 62 SH SOLE 0 0 62
COSTCO WHOLESALE CORP COM COM 22160K105 18 50 SH SOLE 0 0 50
DISCOVERY INC COM COM 25470F104 22 509 SH SOLE 0 0 509
DISCOVERY INC COM COM 25470F302 29 777 SH SOLE 0 0 777
DOMINION ENERGY INC COM COM 25746U109 19 245 SH SOLE 0 0 245
DUKE ENERGY CORP COM COM 26441C204 3 26 SH SOLE 0 0 26
ELI LILLY AND COMPANY COM COM 532457108 15 80 SH SOLE 0 0 80
EXPEDIA GROUP INC COM COM 30212P303 13 77 SH SOLE 0 0 77
EXXON MOBIL CORPORATION COM COM 30231G102 84 1,500 SH SOLE 0 0 1,500
FIFTH THIRD BANCORP COM COM 316773100 27 715 SH SOLE 0 0 715
FOOT LOCKER INC COM COM 344849104 6 100 SH SOLE 0 0 100
GARRETT MOTION INC COM COM 366505105 0 1 SH SOLE 0 0 1
GENERAL ELECTRIC CO COM COM 369604103 0 10 SH SOLE 0 0 10
GENUINE PARTS CO COM COM 372460105 11 95 SH SOLE 0 0 95
HELIUS MEDICAL TECH INC COM COM 42328V603 0 1 SH SOLE 0 0 1
HEMP INC COM COM 423703206 0 1,000 SH SOLE 0 0 1,000
HONEYWELL INTERNATIONAL INC COM COM 438516106 4 19 SH SOLE 0 0 19
HUMANA INC COM COM 444859102 24 57 SH SOLE 0 0 57
INTEL CORP COM COM 458140100 24 370 SH SOLE 0 0 370
INTERNATIONAL BUS MACH CORP COM COM 459200101 15 112 SH SOLE 0 0 112
JOHNSON & JOHNSON COM COM 478160104 140 850 SH SOLE 0 0 850
JP MORGAN CHASE & CO COM COM 46625H100 27 175 SH SOLE 0 0 175
KONINKLIJKE AHOLD DELHAIZE NV COM COM N0074E105 32 1,096 SH SOLE 0 0 1,096
KROGER CO COM COM 501044101 34 945 SH SOLE 0 0 945
LIBERTY BROADBAND CORP COM COM 530307107 20 136 SH SOLE 0 0 136
LIBERTY BROADBAND CORP COM COM 530307305 58 385 SH SOLE 0 0 385
LIBERTY MEDIA CORPORATION COM COM 531229409 24 546 SH SOLE 0 0 546
LIBERTY MEDIA CORPORATION COM COM 531229607 35 792 SH SOLE 0 0 792
LIBERTY MEDIA CORPORATION COM COM 531229854 9 198 SH SOLE 0 0 198
LIBERTY MEDIA CORPORATION COM COM 531229870 5 136 SH SOLE 0 0 136
MCDONALD'S CORPORATION COM COM 580135101 18 82 SH SOLE 0 0 82
MEDICAL MARIJUANA INC COM COM 58463A105 0 1,000 SH SOLE 0 0 1,000
MERCK & CO INC COM COM 58933Y105 57 745 SH SOLE 0 0 745
MICROSOFT CORP COM COM 594918104 145 614 SH SOLE 0 0 614
MONSTER BEVERAGE CORP COM COM 61174X109 25 270 SH SOLE 0 0 270
MOUNTAIN PROVINCE DIAMONDS INC COM COM 62426E402 0 195 SH SOLE 0 0 195
NETFLIX INC COM COM 64110L106 15 28 SH SOLE 0 0 28
NORFOLK SOUTHERN CORP COM COM 655844108 34 128 SH SOLE 0 0 128
OCCIDENTAL PETROLEUM CORP COM COM 674599105 248 9,300 SH SOLE 0 0 9,300
OTIS WORLDWIDE CORP COM COM 68902V107 84 1,231 SH SOLE 0 0 1,231
PEPSICO INC COM COM 713448108 100 708 SH SOLE 0 0 708
PFIZER INC COM COM 717081103 11 315 SH SOLE 0 0 315
PROCTER & GAMBLE CO COM COM 742718109 12,918 95,387 SH SOLE 0 0 95,387
RAYTHEON TECH CORP COM COM 75513E101 192 2,483 SH SOLE 0 0 2,483
REPLIGEN CORP COM COM 759916109 279 1,436 SH SOLE 0 0 1,436
RESIDEO TECHNOLOGIES INC COM COM 76118Y104 0 3 SH SOLE 0 0 3
RILEY EXPLORATION COM COM 76665T102 0 4 SH SOLE 0 0 4
SMUCKER (JM) CO COM COM 832696405 26 205 SH SOLE 0 0 205
STARBUCKS CORP COM COM 855244109 45 414 SH SOLE 0 0 414
SYNNEX CORP COM COM 87162W100 7 62 SH SOLE 0 0 62
TESLA INC COM COM 88160R101 37 55 SH SOLE 0 0 55
TRAVELERS COMPANIES INC COM COM 89417E109 11 70 SH SOLE 0 0 70
VIATRIS INC COM COM 92556V106 1 38 SH SOLE 0 0 38
WALT DISNEY COMPANY (THE) COM COM 254687106 1 8 SH SOLE 0 0 8
WOLVERINE WORLD WIDE INC COM COM 978097103 12 326 SH SOLE 0 0 326
YUM BRANDS INC COM COM 988498101 41 376 SH SOLE 0 0 376
YUM CHINA HOLDINGS INC COM COM 98850P109 22 376 SH SOLE 0 0 376
ALPHABET INC COM CL A COM CL A 02079K305 62 30 SH SOLE 0 0 30
FACEBOOK INC COM CL A COM CL A 30303M102 0 1 SH SOLE 0 0 1
MASTERCARD INCORPORATED COM CL A COM CL A 57636Q104 53 150 SH SOLE 0 0 150
VISA INC COM CL A COM CL A 92826C839 66 310 SH SOLE 0 0 310
ALPHABET INC COM CL C COM CL C 02079K107 52 25 SH SOLE 0 0 25
COLONY CREDIT REAL ESTATE INC COM USD0.01 CL A COM USD0.01 CL A 19625T101 8 969 SH SOLE 0 0 969
DYNEX CAPITAL INC COM USD0.01(POST REV SPLT) COM USD0.01(POST REV SPLT) 26817Q886 89 4,700 SH SOLE 0 0 4,700
ISHARES TRUST CORE S&P SCP ETF CORE S&P SCP ETF 464287804 22 200 SH SOLE 0 0 200
ISHARES TRUST CORE S&P500 ETF CORE S&P500 ETF 464287200 2,590 6,511 SH SOLE 0 0 6,511
ISHARES TRUST CORE US AGGBD ET ETF CORE US AGGBD ET ETF 464287226 4 33 SH SOLE 0 0 33
VANGUARD DIV APP ETF DIV APP ETF 921908844 12,793 86,978 SH SOLE 0 0 86,978
SPDR INDEX SHARES FUNDS DJ INTL RL ETF DJ INTL RL ETF 78463X863 5 157 SH SOLE 0 0 157
SPDR SERIES TRUST DJ REIT ETF DJ REIT ETF 78464A607 7 78 SH SOLE 0 0 78
ISHARES TRUST EAFE GRWTH ETF EAFE GRWTH ETF 464288885 810 8,061 SH SOLE 0 0 8,061
PIMCO ETF TRUST ENHANCD SHORT ETF ENHANCD SHORT ETF 72201R643 30 300 SH SOLE 0 0 300
ISHARES TRUST ESG AWARE 1 TO 5 YEAR USD C ESG AWARE 1 TO 5 YEAR USD C 46435G243 10 400 SH SOLE 0 0 400
ISHARES TRUST ESG AWARE MSCI EAFE ETF ESG AWARE MSCI EAFE ETF 46435G516 147 1,938 SH SOLE 0 0 1,938
ISHARES INC ESG AWARE MSCI EM ETF ESG AWARE MSCI EM ETF 46434G863 96 2,225 SH SOLE 0 0 2,225
VANGUARD ESG INTL STK ETF ESG INTL STK ETF 921910725 624 10,164 SH SOLE 0 0 10,164
VANGUARD ESG US STK ETF ESG US STK ETF 921910733 30 400 SH SOLE 0 0 400
ETF MANAGERS TRUST ETFMG ALTR HRVST ETFMG ALTR HRVST 26924G508 1 52 SH SOLE 0 0 52
VANGUARD EXTEND MKT ETF EXTEND MKT ETF 922908652 3,175 17,948 SH SOLE 0 0 17,948
VANGUARD FTSE DEV MKT ETF FTSE DEV MKT ETF 921943858 13 271 SH SOLE 0 0 271
VANGUARD FTSE EMR MKT ETF FTSE EMR MKT ETF 922042858 33 625 SH SOLE 0 0 625
ISHARES TRUST GLOBAL 100 ETF GLOBAL 100 ETF 464287572 4,104 62,172 SH SOLE 0 0 62,172
VANGUARD GROWTH ETF GROWTH ETF 922908736 12,129 47,189 SH SOLE 0 0 47,189
VANGUARD HEALTH CAR ETF HEALTH CAR ETF 92204A504 246 1,074 SH SOLE 0 0 1,074
VANGUARD HIGH DIV YLD ETF HIGH DIV YLD ETF 921946406 289 2,856 SH SOLE 0 0 2,856
ISHARES TRUST IBOXX HI YD ETF IBOXX HI YD ETF 464288513 9 98 SH SOLE 0 0 98
VANGUARD INDUSTRIAL ETF INDUSTRIAL ETF 92204A603 132 700 SH SOLE 0 0 700
VANGUARD INTER TERM TREAS ETF INTER TERM TREAS ETF 92206C706 40 593 SH SOLE 0 0 593
VANGUARD INTL DVD ETF INTL DVD ETF 921946810 172 2,074 SH SOLE 0 0 2,074
SCHWAB STRATEGIC TR INTRM TRM TRES ETF INTRM TRM TRES ETF 808524854 5,744 101,830 SH SOLE 0 0 101,830
VANGUARD LARGE CAP ETF LARGE CAP ETF 922908637 4,937 26,644 SH SOLE 0 0 26,644
VANGUARD MCAP GR IDXVIP ETF MCAP GR IDXVIP ETF 922908538 1,245 5,802 SH SOLE 0 0 5,802
VANGUARD MCAP VL IDXVIP ETF MCAP VL IDXVIP ETF 922908512 447 3,315 SH SOLE 0 0 3,315
VANGUARD MEGA GRWTH IND ETF MEGA GRWTH IND ETF 921910816 2,561 12,367 SH SOLE 0 0 12,367
VANGUARD MID CAP ETF MID CAP ETF 922908629 293 1,322 SH SOLE 0 0 1,322
ISHARES TRUST MODERT ALLOC ETF MODERT ALLOC ETF 464289875 175 4,014 SH SOLE 0 0 4,014
ISHARES TRUST MSCI ACWI ETF MSCI ACWI ETF 464288257 266 2,800 SH SOLE 0 0 2,800
ISHARES TRUST MSCI EAFE MIN VOL FACTOR ETF MSCI EAFE MIN VOL FACTOR ETF 46429B689 43 585 SH SOLE 0 0 585
ISHARES INC MSCI GBL MIN VOL ETF MSCI GBL MIN VOL ETF 464286525 62 628 SH SOLE 0 0 628
INVESCO EXCHANGE TRADED FUND T MSCI GBL TIMBR ETF MSCI GBL TIMBR ETF 46138E545 10 281 SH SOLE 0 0 281
ISHARES TRUST MSCI GLOBAL IMP ETF MSCI GLOBAL IMP ETF 46435G532 41 435 SH SOLE 0 0 435
ISHARES TRUST MSCI KLD400 SOC ETF MSCI KLD400 SOC ETF 464288570 890 11,654 SH SOLE 0 0 11,654
ISHARES TRUST MSCI USA ESG SLC ETF MSCI USA ESG SLC ETF 464288802 1,676 19,084 SH SOLE 0 0 19,084
ISHARES TRUST MSCI USA MIN VOL FACTOR ETF MSCI USA MIN VOL FACTOR ETF 46429B697 7 100 SH SOLE 0 0 100
ISHARES TRUST MSCI USA QUALITY FACTOR ETF MSCI USA QUALITY FACTOR ETF 46432F339 300 2,467 SH SOLE 0 0 2,467
ISHARES TRUST NASDAQ BIOTECH ETF NASDAQ BIOTECH ETF 464287556 45 300 SH SOLE 0 0 300
ISHARES TRUST NATIONAL MUN ETF NATIONAL MUN ETF 464288414 23 200 SH SOLE 0 0 200
SPDR SERIES TRUST PORTFLI INTRMDIT ETF PORTFLI INTRMDIT ETF 78464A672 478 14,915 SH SOLE 0 0 14,915
SPDR SERIES TRUST PORTFOLI S&P 1500 COMP STK ETF PORTFOLI S&P 1500 COMP STK ETF 78464A805 42 848 SH SOLE 0 0 848
SPDR INDEX SHARES FUNDS PORTFOLIO DEVLPD ETF PORTFOLIO DEVLPD ETF 78463X889 9 255 SH SOLE 0 0 255
SPDR SERIES TRUST PORTFOLIO INTRMD ETF PORTFOLIO INTRMD ETF 78464A375 12 328 SH SOLE 0 0 328
SPDR SERIES TRUST PORTFOLIO S&P 500 ETF PORTFOLIO S&P 500 ETF 78464A854 98 2,102 SH SOLE 0 0 2,102
SPDR SERIES TRUST PORTFOLIO S&P 600 SM CAP ETF PORTFOLIO S&P 600 SM CAP ETF 78468R853 35 820 SH SOLE 0 0 820
SPDR SERIES TRUST PORTFOLIO SH TSR ETF PORTFOLIO SH TSR ETF 78468R101 327 10,655 SH SOLE 0 0 10,655
SPDR SERIES TRUST PRTFLO S&P500 GW ETF PRTFLO S&P500 GW ETF 78464A409 40 710 SH SOLE 0 0 710
SELECT SECTOR SPDR TRUST RL EST SEL SEC ETF RL EST SEL SEC ETF 81369Y860 16 400 SH SOLE 0 0 400
ISHARES TRUST RUS 1000 ETF RUS 1000 ETF 464287622 3,279 14,647 SH SOLE 0 0 14,647
ISHARES TRUST RUS 1000 GRW ETF RUS 1000 GRW ETF 464287614 1,547 6,366 SH SOLE 0 0 6,366
ISHARES TRUST RUS 1000 VAL ETF RUS 1000 VAL ETF 464287598 81 535 SH SOLE 0 0 535
ISHARES TRUST RUSSELL 3000 ETF RUSSELL 3000 ETF 464287689 333 1,403 SH SOLE 0 0 1,403
ISHARES TRUST S&P 100 ETF S&P 100 ETF 464287101 1,054 5,862 SH SOLE 0 0 5,862
VANGUARD S&P 500 ETF SHS S&P 500 ETF SHS 922908363 2,834 7,780 SH SOLE 0 0 7,780
ISHARES TRUST S&P 500 GRWT ETF S&P 500 GRWT ETF 464287309 463 7,116 SH SOLE 0 0 7,116
ISHARES TRUST S&P 500 VAL ETF S&P 500 VAL ETF 464287408 47 336 SH SOLE 0 0 336
SPDR SERIES TRUST S&P DIVID ETF S&P DIVID ETF 78464A763 2 19 SH SOLE 0 0 19
ISHARES TRUST S&P MC 400GR ETF S&P MC 400GR ETF 464287606 77 985 SH SOLE 0 0 985
INVESCO EXCHANGE TRADED FD TR S&P500 EQL WGT ETF S&P500 EQL WGT ETF 46137V357 13,893 98,074 SH SOLE 0 0 98,074
INVESCO EXCHANGE TRADED FUND T S&P500 LOW VOL ETF S&P500 LOW VOL ETF 46138E354 241 4,143 SH SOLE 0 0 4,143
SELECT SECTOR SPDR TRUST SBI CONS DISCR ETF SBI CONS DISCR ETF 81369Y407 3 20 SH SOLE 0 0 20
SELECT SECTOR SPDR TRUST SBI CONS STPLS ETF SBI CONS STPLS ETF 81369Y308 11 165 SH SOLE 0 0 165
SELECT SECTOR SPDR TRUST SBI HEALTHCARE ETF SBI HEALTHCARE ETF 81369Y209 38 329 SH SOLE 0 0 329
SELECT SECTOR SPDR TRUST SBI INT-INDS ETF SBI INT-INDS ETF 81369Y704 34 350 SH SOLE 0 0 350
VANECK VECTORS ETF TRUST SHORT MUNI ETF SHORT MUNI ETF 92189F528 92 5,125 SH SOLE 0 0 5,125
VANGUARD SHORT TERM TREAS ETF SHORT TERM TREAS ETF 92206C102 1,225 19,907 SH SOLE 0 0 19,907
ISHARES TRUST SHRT NAT MUN ETF SHRT NAT MUN ETF 464288158 27 250 SH SOLE 0 0 250
VANGUARD SHRT TRM CORP BD ETF SHRT TRM CORP BD ETF 92206C409 10,150 123,030 SH SOLE 0 0 123,030
FIRST TRUST PORTFOLIOS SHS ETF SHS ETF 337345102 381 2,645 SH SOLE 0 0 2,645
SCHWAB STRATEGIC TR SHT TM US TRES ETF SHT TM US TRES ETF 808524862 1,198 23,350 SH SOLE 0 0 23,350
VANGUARD SM CP VAL ETF SM CP VAL ETF 922908611 50 300 SH SOLE 0 0 300
VANGUARD SMALL CP ETF SMALL CP ETF 922908751 386 1,804 SH SOLE 0 0 1,804
VANGUARD SML CP GRW ETF SML CP GRW ETF 922908595 313 1,141 SH SOLE 0 0 1,141
INVESCO EXCHANGE TRADED FUND T SOLAR ETF SOLAR ETF 46138G706 18 195 SH SOLE 0 0 195
VANGUARD STAR FD TL INTL STK F ETF STAR FD TL INTL STK F ETF 921909768 5 75 SH SOLE 0 0 75
FLEXSHARES TRUST STOX ESG INDEX ETF STOX ESG INDEX ETF 33939L696 10 100 SH SOLE 0 0 100
VANGUARD STRM INFPROIDX ETF STRM INFPROIDX ETF 922020805 22,090 428,597 SH SOLE 0 0 428,597
VANGUARD TAX EXEMPT BD ETF TAX EXEMPT BD ETF 922907746 39 712 SH SOLE 0 0 712
ISHARES TRUST TIPS BD ETF TIPS BD ETF 464287176 2,587 20,612 SH SOLE 0 0 20,612
VANGUARD TOTAL STK MKT ETF TOTAL STK MKT ETF 922908769 1,886 9,124 SH SOLE 0 0 9,124
SPDR S&P500 ETF TRUST TR UNIT ETF TR UNIT ETF 78462F103 2,833 7,148 SH SOLE 0 0 7,148
VANGUARD TT WRLD ST ETF TT WRLD ST ETF 922042742 1,163 11,950 SH SOLE 0 0 11,950
INVESCO QQQ TRUST UNIT SER 1 ETF UNIT SER 1 ETF 46090E103 2,605 8,162 SH SOLE 0 0 8,162
CARNIVAL CORP UNITS UNITS 143658300 3 104 SH SOLE 0 0 104
GLOBAL X FDS US INFR DEV ETF US INFR DEV ETF 37954Y673 13 500 SH SOLE 0 0 500
SCHWAB STRATEGIC TR US LCAP GR ETF US LCAP GR ETF 808524300 1,439 11,087 SH SOLE 0 0 11,087
SCHWAB STRATEGIC TR US SML CAP ETF US SML CAP ETF 808524607 81 814 SH SOLE 0 0 814
SCHWAB STRATEGIC TR US TIPS ETF US TIPS ETF 808524870 9,582 156,669 SH SOLE 0 0 156,669
ISHARES TRUST US TREAS BD ETF US TREAS BD ETF 46429B267 45 1,700 SH SOLE 0 0 1,700
VANGUARD UTILITIES ETF UTILITIES ETF 92204A876 63 450 SH SOLE 0 0 450
VANGUARD VALUE ETF VALUE ETF 922908744 2,046 15,561 SH SOLE 0 0 15,561
OCCIDENTAL PETROLEUM CORP WARRANT WARRANT 674599162 7 568 SH SOLE 0 0 568